Plaintiff David S. : "After three years my collection agency told me they were closing my file. You went to work on my case without delay. Before I knew it the checks started to come in. The payments were always prompt. Thank you!"



Superior Court of CA/Orange County Judicial District/Central Justice Center
A physician who immigrated to California from Canada obtained a judgment against an ex-boyfriend who conned her out of her life savings.

Action taken: An investigation indicated that the debtor was a CEO of a high-tech company in Orange County. A wage garnishment was served upon the company which responded that the Debtor was not employed at the firm. Convinced that the employer was hindering execution of the judgment, CJRS filed a creditor’s suit. A judgment for the full amount of the debtor’s obligation was obtained. The company’s bank account was discovered and levied; however, it did not satisfy the judgment. It appeared that the debtor company was in poor financial condition. Its only asset was a patent of dubious value. CJRS discovered that the company had sued a high profile firm for patent infringement. A lien in the pending action was filed by CJRS; however, certain that the debtor would not prevail in its lawsuit, CJRS filed a motion asking the court to order the debtor to assign ownership of the patent to CJRS. The court granted the motion. Not wishing to surrender its only asset, the debtor wired the full amount of the judgment to CJRS’ bank account.

Plaintiff Dr. Shirley Y. : “Pleasant, helpful, courteous, empathetic to me. Prompt responses and kept me informed regularly without having to ask; always available. You were a great find after communicating with many others who discouraged me but appreciated your honesty and of course – the results! Would definitely recommend without hesitancy to anyone who needs help in recovering a judgment.”

Superior Court of California/County of San Diego and US Bankruptcy Court/Southern District
When CJRS received this case, the debt had already been discharged in bankruptcy. The debtors had sold their home after bankruptcy, ignoring Plaintiff’s abstract. The Debtors reopened their bankruptcy to amend their schedules in order to legally extinguish Plaintiff’s overlooked abstract.

Action taken: CJRS filed an opposition to the Debtors’ attempt to ‘adjust’ their schedules and avoid the abstract. CJRS obtained multiple appraisals of the property in question, took depositions and obtained other information which indicated that the Debtors had grossly undervalued the value of their residence. In short, they could not avoid the abstract because it did not infringe on their homeowner exemption. After informing the Debtors that CJRS would motion the court for legal fees if they persisted with their meritless motion, the Debtors filed a dismissal of their case. CJRS then sent a letter to the new owners of the Debtors’ residence. This letter informed them that the Debtor’s lien attached to the property they had purchased; CJRS would force the sale of their home if the judgment was not satisfied. Shortly thereafter, a title company paid off the full amount of the judgment.

Plaintiff Thomas M. : “As advised earlier you did one hell-of-a-job. I admire you for the way and manner in which you stayed with this case in spite of the many roadblocks and stonewalling that was put in front of you. You showed a great deal of tenacity and patience in dealing with these people and their attorneys. A very commendable trait. All the best and stay well.”

U.S. District Court/Southern District of California
The judgment was nearly 8 years old and over $200,000 with interest. The Plaintiffs were an elderly couple who were losing hope. Debtor had been released from prison. They had no idea where he was nor could they locate any assets. What they did know was even more distressing. The Debtor owed $650,000 to the IRS and $1 million in court-ordered restitution. Plaintiffs were repeatedly advised to 'charge it off'.

Action: The Debtor was located. An in-depth investigation was undertaken. Ironically the Debtor was employed in the 'asset protection' business. As expected, there were no assets in his name. Matters were further complicated by his sudden death. Suit was filed against his 'transferees' resulting in collection of a substantial portion of the judgment.

Plaintiff Joseph A. : "Mr.____ was a convicted felon and we couldn't find him or his assets. The more we interviewed attorneys, the more discouraged we became. They all wanted a large, replenishable retainer and $200.00 an hour. To our knowledge, we are the only creditors who were ever able to collect anything from this world-class swindler. With your help, Mr. ____'s complicated web of secret trusts and hidden assets was unraveled and all the dots were connected. Many thanks."

Superior Court of CA/San Diego Judicial District/East County Division
Judgment was entered against a contractor who failed to pay the subcontractor.
The Plaintiff had previously conducted a debtor exam but found no assets in the debtor's name. A standard wage garnishment could not be effected against this self-employed contractor.

Action taken: Debtor's bank account was levied without warning. He was subsequently served with an Order to Appear for a Debtor Exam and a Subpoena Duces Tecum for his accounts receivable records. This encouraged the debtor to request a payment arrangement. He honored the payment plan and cleared up the balance in three payments.

Plaintiff Carol T. : "We are very pleased with the way our case was handled and would highly recommend California Judicial Recovery Specialists. We want to thank them for all their help."




Superior Court of CA/San Diego Judicial District/Central Division
This judgment was against a contractor for unpaid wages.

Action taken: Debtor was located. Liens were filed against his property. An investigation revealed he was a Plaintiff in a lawsuit. A Notice of Lien in a Pending Action was filed. In a few months the debtor's suit was settled, at which time the full amount of the judgment was paid by his attorney from his settlement.

Plaintiff Gregory S. : "Thank you so much. The time for me to collect was running out. Ramona (CJRS) contacted me and I agreed to let them try. Immediately she found all of the assets available and started to squeeze the noose. I was very impressed at how quickly they were able to corner this slippery individual. Your company was very tenacious and did not relent until the money owed me was paid. It was worth it just to know I was one person he was not going to rip off. Thank you again."

Superior Court of CA/San Diego Judicial District/Central Division
This four-year old judgment was against a contractor whom the Plaintiffs could not locate. After discovering the numerous tax liens filed against the debtor, the Plaintiffs abandoned all hopes for collection.

Action taken: Debtor was located. It was discovered he was conducting business in an unmarked building behind a locked gate. The sheriff was installed in his business. No inventory was allowed to leave the building. The use of such a tactic was successful in forcing the debtor to pay the full amount of the judgment.

Plaintiff Steven L. : "She stayed on top of the case and was able to collect when we weren't. She did a good job keeping in communication with us. We would have her again."




Superior Court of CA/San Diego Judicial District/Central Division
Judgment was 4 1/2 years old. Plaintiff did not know where the debtor was.

Action: The judgment debtor was located. It was discovered that he had recently filed a Fictitious Business Name. A sheriff's keeper was installed in the business. This led to immediate payment of 1/3 of the judgment. The balance was paid in full, with costs, within 60 days.

Plaintiff Peter D. : "Your company has done an exceptional job of collecting an old debt that I had written off. I look forward to selecting your services, in the future, as they are needed. Thanks."

Superior Court of CA/San Diego Judicial District/Central Division
Plaintiff was a chiropractic firm and did not know the whereabouts of the Debtor. Judgment was several years old.

Action: Debtor was located and served with a subpoena and an order for examination. Rather than undergo the examination, the Debtor settled the judgment within one week.

Plaintiff Patti S. : "...did an excellent job recovering my money owed, where all else failed."

Superior Court of CA/San Diego Judicial District/Central Division
Judgment was obtained by a local real estate office. Realtor was too busy to collect, but suspected that the Debtor worked at a local resort hotel.

Action: A review of the Debtor's domestic file revealed that an Earnings Withholding Order for child support had already been effected at the resort where the Debtor worked. Thus garnishment at this job was not possible. Liens were filed against the Debtor's property. Through an investigation, it was discovered that the Debtor held a second job. A garnishment was served on the second employer. The Debtor made contact and immediately paid off 80% of the judgment, with the balance satisfied in less than 30 days.

Plaintiff Steve R. /Century 21 1st Choice: "Great work & fast! You're on our team from now on."

Superior Court of CA/San Diego Judicial District/South County
Judgment was two years old. Plaintiff suspected that Debtor worked at a regional facility; however, she was unable to garnish wages because the facility insisted that the Debtor was not an employee.

Action: An investigation revealed that the Debtor was not an employee but worked as an independent contractor for the facility. The person responsible for paying independent contractors was located within the facility. The date of payment disbursement was learned, and on that date a levy was served on the responsible party. It resulted in full satisfaction of the judgment.

Plaintiff Sheila M. : "I picked CJR from the phone book. From my initial conversation with Ramona Featherby, the recovery process proceeded smoothly and was ultimately successful. I appreciate the work done on my behalf."