CONSUMER DEBT - We do not handle judgments stemming from consumer debt. Due to a number of factors, including the enactment of Senate Bill 908, we cannot accept this type of judgment. According to Civil Code §1788.2 (f), a consumer debt is defined as “money, property or their equivalent, due or owing or alleged to be due or owing from a natural person, by reason of a consumer credit transaction.” [See blogpost SB 908.]

A consumer debt, generally, will include judgments for credit card debt, medical expenses, personal loans, etc. If your judgment comes under the aforementioned categories we legally cannot accept your judgment. A third party collecting consumer debts must now hold a special license from the state. Due to a number of factors, we have opted out. Note that debts incurred by a business or for a business purpose are not considered consumer debt.

What judgments may we consider? Civil judgments (limited and unlimited), criminal, probate, certain family law judgments and in some cases, small claims. Each judgment is carefully evaluated to see if it is a good fit.